Terms & Conditions

(For AppIntel & LoanLelo – EMI Calculator)

Last Updated: February 2026

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the website https://appintel.in (“Website”) and the mobile application “LoanLelo – EMI Calculator” (“App”), operated by AppIntel (“Company”, “we”, “our”, or “us”).

By accessing or using our Website or App, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

2. Nature of the Services

AppIntel Tech LLP is a software development company that develops informational and utility-based mobile applications.

LoanLelo – EMI Calculator is a standalone calculation tool designed to help users estimate Equated Monthly Installments (EMI) using user-provided inputs such as:

Loan amount
Interest rate
Loan tenure

The App performs mathematical calculations only.

AppIntel Tech LLP:

Does not provide loans
Does not facilitate loan applications
Does not connect users with lenders
Does not provide brokerage services
Does not offer financial advisory services
Is not a financial institution

The App is intended solely for informational and educational purposes.

3. No Financial Advice

The calculations generated by the App are estimates based on mathematical formulas. They are not financial advice and should not be relied upon as a substitute for professional consultation.

Users are solely responsible for verifying loan terms, interest rates, and repayment schedules directly with regulated financial institutions.

AppIntel Tech LLP shall not be responsible for financial decisions made based on the App’s outputs.

4. User Responsibilities

By using the App or Website, you agree:

To provide accurate input values for calculations
Not to misuse the App for unlawful purposes
Not to attempt to reverse engineer or interfere with the App’s functionality
Not to use the App in a way that violates applicable laws

You are solely responsible for how you use the information generated by the App.

5. Accuracy Disclaimer

While we strive to ensure the accuracy of calculations, AppIntel Tech LLP does not guarantee:

Accuracy of user-provided inputs
Accuracy of interest rate assumptions
Alignment with actual loan products available in the market

Calculation results are illustrative estimates only.

6. Limitation of Liability

To the maximum extent permitted by law, AppIntel Tech LLP shall not be liable for:

Financial losses
Business losses
Indirect or consequential damages
Loss arising from reliance on calculation results
Errors resulting from incorrect user inputs

Use of the Website and App is at your own risk.

7. Intellectual Property

All content, logos, trademarks, designs, and software associated with the Website and App are the property of AppIntel Tech LLP unless otherwise stated.

You may not copy, reproduce, distribute, or modify any content without prior written consent.

8. Third-Party Services

The App may include advertisements or integrate third-party services (such as analytics or ad networks).

AppIntel Tech LLP is not responsible for the content, policies, or practices of third-party providers. Users are encouraged to review third-party policies separately.

9. Termination

We reserve the right to suspend or terminate access to the Website or App if a user violates these Terms or engages in unlawful activity.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Gujarat, India.

11. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last Updated” date.

Continued use of the Website or App after changes constitutes acceptance of the revised Terms.

12. Contact Information

For any questions regarding these Terms, please contact:

AppIntel Tech LLP
Email: harshad@appintel.in
Location: Surat, Gujarat, India